Buy down your rate–  The most well known and common way is a permanent buydown by paying discount points for a lower rate.  Paying 1 pt is the equivalent cost of 1% of your loan amount.  Do not mistake this with a 1% reduction in rate, you loan officer will be able to tell you what the costs […]

Are you looking for a way to lower your mortgage payment before purchasing your dream home? A 2-1 buydown is an option that could be a potential avenue for you to reduce your mortgage. A 2-1 buydown can be an attractive option for prospective homeowners looking for short-term relief on their monthly payments. As a […]

Home Decorating Hacks That Will Make Any Space Appealing Home sellers want to be able to sell their homes as quickly and efficiently as possible, while buyers want to find a home that meets their needs and is within their budget. This can be a challenge if you don’t know how to make your home […]

Thinking about purchasing a home but not sure which mortgage to apply for? Once you’ve eliminated the less desirable choices, choosing between a 15-year and 30-year mortgage is often all that’s left. Okay, but which one is preferable? If this is your first time purchasing property, you may be overwhelmed by all the options available […]

Don’t let rising rates catch you off guard…  here is what you need to know and how to avoid costly unknowns… Yes- rates have been steeply rising since mid-January this year.  This was not a surprise for educated mortgage professionals but may have caught many by surprise that are newer to the industry as well as home […]