Is contacting a Real Estate Agent really the first step? Or a Lender? Just today I saw a social media post from a first-time homebuyer looking for a Realtor who would then typically refer them right over to a lender who should ask them a series of important questions they may not know the answer […]

With over 33% of homebuyers being first time homebuyers, and that number projected to increase in the next several years…perhaps a great place to start with “Navigating Lending” is from the start? So, you want to buy a house but don’t have a rich Uncle willing to give you the cash, or that many zeros […]

Sometimes what seems like a good idea in order to prepare for home buying may not actually be. Given each person’s unique needs, upfront planning is truly the key. As consumers we are often conditioned to shop first, buy second and then figure out how to pay for it. When we try to prepare for […]

The holiday season is a common time for potential buyers to take a step back from the home shopping and wait until the new year because the inventory is lower. Many potential sellers also begin thinking that it is best to hold off until after the holiday season which can also keep inventory low. So, […]

As we near the celebration of America’s Independence, it got me thinking about American’s efforts to gain Independence from their mortgage. You have heard me say it before, no one actually wants a “mortgage”. They want a home and generally by default they have to have a mortgage to get one. We then spend the […]